Lori Pons

As the change of seasons is upon us, now is the perfect time to review your insurance coverage and make sure you’re ready for the year ahead. From hurricane season to everyday life, protecting your home, car, and health is more important than ever.

Start the year with confidence—I’m here as your local State Farm agent to offer personalized policy reviews and free quotes for auto, renters, home, condo, and recreational vehicle insurance.

Bundle and save while enjoying coverage designed for the Florida lifestyle. Let’s make sure what matters most to you is protected today and all year long.

I was raised in Panama City and am proud to be a 1983 graduate of Bay High School. Education has always been significant to me, and I spent six years as a member of the Foundation Board at Gulf Coast State College.

My passion for lifelong learning is evident in the professional credentials I have obtained: ChFC, CLU, and CPCU. These certifications demonstrate my commitment to excellence and my desire to remain knowledgeable in my profession.

For more than thirty-seven years, I have dedicated myself to serving State Farm customers, helping them protect and manage their hard-earned wealth. I am truly passionate about assisting individuals and families in optimizing and achieving a secure retirement, and ensuring their loved ones are taken care of after they are gone.

I am genuinely looking forward to the chance to meet you and collaborate. Please don’t hesitate to get in touch, and let’s embark on the path to securing your financial future together!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. In Panama City, you can count on Lori for personalized service.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. For personalized coverage in Panama City, FL, reach out to Lori.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Lori is here to help your Panama City household feel covered.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Looking for coverage? Talk with Lori about your options in Panama City.

Q: How does life insurance work?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Lori is proud to serve the Panama City community.

Q: What exactly is renter's insurance and how does it work?

A: Renter's insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Serving Panama City and the surrounding area, Lori can help answer your questions.